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| Chase Travel Plus Platinum Visa® Card Issued by Chase | |||||
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| Review | |||||
| The
Chase Travel Plus Platinum Visa® Card, issued by Chase, is designed for
those with very good credit who plan to take advantage of the travel
reward program. Through the reward program, cardholders earn one mile for every dollar spent on all purchases. Miles are redeemable for airline tickets from over 250 airlines, hotel stays, cruises, and car rentals. Although this card has no annual fee, there is a mandatory yearly fee of $29 for the reward program, which is quite reasonable. This card has a reasonable interest rate for purchases and balance transfers (compared to other travel reward cards). The card also offers a 0% introductory rate for up to twelve months on purchases and balance transfers. Those who plan to occasionally carry a large revolving balance may find doing so costly due to the "Two Cycles Average Daily Balance" method used by this credit card to determine finance charges. This ends up costing more to maintain an occasional balance as compared to the "Average Daily Balance" method used by many credit card issuers. The card also provides platinum cardholder benefits and services such as travel accident insurance, auto rental insurance, and various travel and emergency assistance services. Therefore, those who plan to take advantage of the reward program, the introductory rate, and the additional platinum services will benefit most from what the Chase Travel Plus Platinum Visa® Card has to offer. |
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Review Date:
4/23/2007
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| Most Attractive Feature(s): 0% introductory offer; reward program. | |||||
| Least Attractive Feature(s): Annual fee for reward program; uses "Two Cycles Average Daily Balance" method when determining finance charges; higher APR for less qualifying applicants. | |||||
| Additional Perks | |||||
| Various
Internet account related services. Emergency cash replacement. Emergency card replacement. Lost and stolen card reporting. Auto rental insurance (Auto Rental Collision Damage Waiver). Various travel and emergency assistance services. Purchase protection. Extended warranty for purchases. No liability for unauthorized purchases. Year-end financial statement (upon request). Travel accident insurance. See website for additional benefits. Certain restrictions, limitations, and exclusions apply. If an account is opened, please refer to the Guide to Benefits for details. |
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| Important Notations | |||||
| The APR
for purchases varies according to the applicant's credit history and
will be 5.99%, 9.99% or 14.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure. |
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| Note: The review on this card was updated on 4/23/2007. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by CardOffers.com, Inc. | |||||
Apply for Chase Platinum and start saving with benefits like these:
0% Introductory APR* on all purchases and balance transfers† you make for up to twelve months
No annual fee
Interest-free grace period as long as you pay your bill in full each month